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This article was updated on September 15, 2021
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A century ago, in October 1920, Charles Ponzi was indicted by a federal grand jury for mail fraud. The indictment ended a massive fraud that Ponzi perpetrated upon countless victims, one so infamous that similar frauds perpetrated ever since have come to bear his name: Ponzi Schemes. This anniversary should be a timely reminder for investors planning for their retirement to review their financial statements and retirement goals and critically take stock of the due diligence they conduct when evaluating a new investment opportunity.
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The important thing to remember about investing retirement funds is, you do not get a second chance. If an investment goes sour when in your 40s, you have time to recover. When looking at an investment you hope to retire comfortably by, caution is the best strategy.
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