Q: Is there a reliable and cost-effective stem wall repair system for homes?
A: Arizona Foundation Solutions engineered their proprietary system, NeveRust. They claim the following:
It is rust-free and non-corrosive because it uses a composite material that is non-corroding.
It is environmentally friendly because there is no rust. Therefore, it won’t stain the stem wall or leach into surrounding soils, plants or water.
They offer a lifetime warranty against rust, which is transferable should the home change ownership.
The average cost of a repair using the NeveRust system runs $2,000 and covers approximately 20 feet of repair work.
Q: Will insurance cover the costs of stem wall repair?
A: Clay Jansen of Phocus Insurance Services, a Rosie-Certified Partner, tells us that for foundation repairs to be covered by insurance, the damage needs to be caused by an event your carrier accepts. Among them are lightning, fire, windstorm, water damage from plumbing, heating or A.C. overflow, and damage caused by a vehicle. Unfortunately, many of the common reasons for foundation damage are events your carrier will not cover including:
Natural settling, cracking, shrinking, bulging, or expansion of the foundation
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