The new year is nearing closer day by day and as you plan up a new bucket list, don’t forget to keep your health on the first priority! Surely you must have signed up for the gym and must be leading an active lifestyle but what if certain critical illness such as cancer creeps in? Do you have a cancer insurance or any other critical health insurance for the same?
Although a common health insurance policy can cover you for common healthcare needs, for problems such as cancer you need an equally broader cover such as the cancer insurance cover.
Wondering why? The answer is simple; environmental conditions are such that everything from the air to the water and food is contaminated with chemicals. To top it up, most of us live a sedentary lifestyle, that gives rise to various lifestyle diseases. Therefore, it is crucial to stay one step ahead of the curve and be prepared if, unfortunately, your or a loved one is diagnosed with the deadly disease.
If you are considering buying a cancer insurance, here are a few asserting reasons why buying cancer care policy is the right choice to make.
Comprehensive Coverage for Cancer
The policy is designed keeping one particular disease in mind—cancer. Therefore, it is designed to offer the most comprehensive cover possible if the insured is diagnosed with cancer. Moreover, all your expenses of medicines, doctor’s consultations, diagnostic procedures, etc., are covered with this policy.
Cover for Chemotherapy and Radiotherapy
These are the most common procedures used in cancer treatment, and one usually requires multiple rounds of treatment to get cured. This means that you need to shell out money to access these treatment options every time. Your chemotherapy and radiotherapy sessions are covered with a cancer care policy in place.
One Plan for All
A single policy can have up to 6 members. This makes the plan cost-effective. You don’t need to buy multiple policies and pay a separate premium, as all of your family members can be covered under this plan.
Coverage Across Different Types of Cancer
The policy covers various types of cancer. Although, you do need to check the policy document carefully to figure out what’s covered and what’s not before you buy the policy.
Increased Sum Insured
Every claim-free year entitles you to a no-claim bonus. No-claim bonus is a rise in the sum insured, which keeps adding year on year if you don’t make any claims. This helps you create a more significant sum insured than the initial plan with no rise in premium.
Summing It Up
Having discussed cancer care policy, you must decide about it early on in your life. Because cancer is a life-threatening disease that can wreak havoc if left untreated. Therefore, it’s important that’s it gets detected early, and treatment begins as soon as possible for a better recovery. However, the increased cost of treatment and the constantly rising cost of hospitalization hinder getting the best possible care. A cancer care policy is thus your key to access the best of treatment without putting a dent in your finances.
Care Health Insurance offers an end-to-end cancer care policy to cover all medical expenses, including doctor’s fees, medicines, diagnostics, etc. They have a robust claims process and an industry-leading 95.2% claims settlement ratio, a benchmark in itself. And with access to more than 16500+ healthcare providers across the country, you are never too far away from top-tier hospitals in your locality. So, in case you are looking for a comprehensive cancer care policy, then Care Health Insurance may be on the top of your list of prospect companies.
Strengthen your health insurance policy with additional cancer cover for complete peace of mind. Now that you know all about cancer care policy, it’s time to make some new plans that have a positive impact on the overall well-being of your health and finances!
